American Strategic Insurance Review 2019

3.5

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we have ASI insurance as a homeowners policy, we had our deductible raised with no knowledge our policy changed no signature on new policy. Hurricane Michael hits and damages our home and they want to pay only $3000.00 to repair our home and not pay for fence, pool or attached Sun Room that was destroyed. Damage to home is over $12,000.00 and don't get me started on my household goods. This is the worst insurance company ever.
Gabriela R.
- Policy holder
I have a policy with ASI for my home since 2011. I filed a claim at the begining of February 2018 and it is still not resolved 100%. I did a second claim at the bigining of April 2018, and they are still giving me hard time and low balling me. Today is July 23, 2018 and my house is still a mess, but they do not care. I will not recommend this company to any family member or friend.
Carlos D.
- Policy holder
I have had a very positive experience with ASI. I had water damage in May 2018, due to a badly leaking roof. The ASI adjuster was there within three days. Within 7 days I had their check for the preliminary estimate of the cost of restoration. The actual cost of the restoration was more than the ASI estimate. ASI paid the difference without quibble or hesitation.
Dante B.
- Policy holder

Carrier Overview

ASI is one of the 15 largest home insurance carriers in America. The company is also a Write Your Own flood insurance provider for the National Flood Insurance Program. ASI was started in Florida before expanding to 40 states by 2017. Auto insurance giant Progressive acquired ASI in 2014.

Customer Service Number: 866-274-8765

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TYPES OF PRODUCTS OFFERED:

  • ‍Homeowners
  • Renters
  • Condominium
  • Seasonal
  • Flood
  • Umbrella

How to Buy a Policy

ASI urges you to contact a local independent agent to get a quote and information about coverage options. ASI company helps you to get in touch with an agent near you directly from its website. A phone number and address are provided after you enter your zip code.

Get a quote from ASI here

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Does ASI insurance cover _____?

The policy may be endorsed to provide package coverage’s of additional protection, including higher limits on selected coverage’s.

Buy A PACKAGE
Increased Personal Property
Personal Property Replacement
Money
Securities
Watercraft
Trailers
Jewelry and Furs
Silverware
Business Property on Premises
Business Property off Premises
Bronze Package
50%
Feature
$500
$2,500
$2,500
$2,500
Feature
Feature
Feature
Feautre
Silver Package
60%
Feature
$500
$2,500
$2,500
$2,500
Feature
$2,500
$5,000
Feature
Gold Package
70%
Feature
$1,000
$5,000
$5,000
$5,000
Feature
$5,000
$10,000
Feature

Discounts offered

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TYPES OF DISCOUNTS

How to make payments

ASI allows you to make payments online. To do this, you must first register and login into the Policyholder section of its website.

ASI accepts personal checks, Visa, Mastercard, American Express and Discover credit cards.

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How to File a Claim

In the event you need to file a claim, ASI allows you to do so entirely online by filling out a form. You can also report a claim by calling 1-866-274-5677.  The ASI Emergency Claims Service team is available 24 hours a day, seven days a week.

Once you report a claim, you can expect to hear from an ASI claim representative within 24 business hours. 

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INFORMATION YOU NEED ON HAND:

  • ‍Policy number
  • Date of loss
  • Address
  • Contact numbers 

Reinsurance program

On April 1, 2015, ASI became a majority-owned subsidiary of the Progressive Corporation. For its property business, Progressive says it employs both occurrence-based and aggregate-based reinsurance.

While recent storm activity may raise reinsurance pricing levels, Progressive plans to continue to employ a “robust reinsurance program” for its property business and plans to remain diligent in ensuring the costs of this program are “expeditiously” reflected in its pricing.

Career Opportunities

ASI says it is always looking for smart and talented people who share its same core values to join its team. ASI says it aims to be the best in the industry and its team works together like a big family in a fun, happy workplace. It has over 500 employees and counting, believes it can achieve its goals when its team works and grows together. Here are the latest opportunities at ASI.

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How to Become an Agent 

If you are an agent looking to work with ASI, you may apply for an appointment by filling out an online form. Afterward, you can expect an email response within 30 days of submission.

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