Florida Peninsula Insurance Company Review 2021


Review written by:

- Policy holder
have found Florida Peninsula & Edison Insurance to really care for their insured's. Not only are they more than willing to provide the payouts allowed in your policy, but I've personally witnessed upper management go above and beyond to instruct their employees, vendors and contractors to be generous in dealing with policy holders during Hurricane Irma & now Michael. Florida Peninsula/Edison are two ethical and fair insurance companies. Where I've seen disappointment and misunderstanding is what customers thought they bought from their Agents, or Sales Person who didn't take the time to properly explain the coverage and give the customer a choice to purchase enough coverage for fences, sheds and carports/screened pools. Do yourself a favor before the next Hurricane snaps every tree in a hundred miles and take a couple hours to review your insurance with your Agent and ask all the questions needed.
Max H.
- Policy holder
I had a problem with one of their agents, Ekert that drug out a cancellation for eight. I cancelled my policy with them on 18 August 2017 via written notice on their required form. They finally cancelled on 19 March. They have been passive aggressive in claiming I did not provide them a copy of my new insurance, which I did three times. They never come back and say that they did not receive documentation. I last talked to a rep in jan 2018 and he confirmed he had all documentation. I had to call my mortage company to ensure that they do not pay them, since I received the policy renewal for another year. I reached out to Florida Peninsula main office and they resolved the issue within one day. If you have a problem with an agent reach out to main office sooner tjan later...it would have saved me a lot of grief.
Duane S.
- Policy holder

Carrier Overview

Florida Peninsula is one of the top 10 homeowners carriers in Florida. The carrier has experience dealing with the ever-changing Florida market, including hurricane handling experience and has assisted over 10,000 families during the 2005 hurricane season.

Florida Peninsula knows about Florida. It’s where the company has grown up or stayed on permanent vacation, where its staff purchased our homes and started families. It’s home. Florida Peninsula Insurance Company combines its large-company experiences with its small-company flexibility, innovation and attitude to provide the best and most cost-effective policies. Its policyholders deserve to deal with an insurance company which is both responsible and responsive. 

It is large enough to provide the protection, financial stability and security you need and it is small enough to deliver the personal attention its insureds desire. It continues to raise the bar. It is setting new standards for the insurance industry, and it prides itself on continuous improvement. It invests in its people and technology in order to adapt with the changing marketplace. 

Customer Service: (877) 229-2244



  • Homeowners
  • Condo
  • Renters
  • Flood

How to Buy a Policy

Florida Peninsula allows you to search for an agent near you directly from its website. It also lets you request a quote online. If you choose to call directly, the carrier asks that you have a copy of your current insurance policy at hand as well as a uniform mitigation inspection form.


Discounts offered



How to make payments

Policyholders can make a payment to Florida Peninsula by logging into their account. They can also choose to do it over the phone by calling (877) 229-2244.


How to File a Claim

Filing a claim with Florida Peninsula can be done in a few ways. You could submit your claim via phone at (877) 229-2244 or online. An inspector will be sent to your home within 72 hours to assess the damage. Once the adjuster has evaluated the damage and compiled all the necessary information on the covered loss, the claim may be referred to our Managed Repair Program. If the covered loss is not assigned to the Managed Repair Program, the adjuster will prepare his report and submit it to Florida Peninsula Insurance Company for review and approval.



  • Policy number
  • Pictures of the damage if possible.
  • Detailed receipts of any repairs
  • If you have flooding damage, please contact your flood carrier for assistance

Reinsurance program

Florida Peninsula says it has over $100 million in surplus capital and has secured coverage for a 100-year storm - including multiple storms in a single season - from some of the strongest and most respected "A" rated reinsurance companies in the world. Its reinsurance program also includes additional catastrophe protection provided by the Florida Hurricane Catastrophe Fund

Career Opportunities

Florida Peninsula Insurance offers a casual, friendly, family oriented work environment to people with a long-term focus on shared success. Its employees are given internal opportunities for personal and professional development. The company says it likes to have fun but is also serious about the services it provide to our insureds. Here are some of the opportunities at Florida Peninsula Insurance.


How to Become an Agent 

If your agency is interested in a possible future appointment, please complete the Agency Profile Sheet by selecting the link below. A representative will contact you when the carrier begins appointing new agents.

become an agent

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